April 17, 2023 from RATESDOTCA Self-driving cars have been making headlines in recent years, promising a future of safer and more efficient transportation. But beyond the obvious benefits for drivers, what impact will autonomous vehicles have on the auto insurance industry in Canada? Driver Liability vs. Product Liability According to a report […]
March 21, 2023 from Canadian Underwriter In March 2023, Saskatchewan Government Insurance (SGI) released its list of the Top 5 most odd and unusual attempted insurance fraud claims. The public auto insurer’s special investigation unit busted hundreds of fraudulent claims in 2022, which resulted in $5.8 million in savings. The top 5 fraudulent auto claims […]
March 23, 2023 from Insurance Business A recent survey conducted by RATESDOTCA in Ontario found discrepancies between thought and action with regard to safe driving practices. 57% of respondents considered distracted driving the “greatest threat to road safety”, ironically 24% still engaged in distracted driving behaviours. The most common distractors were non-electronic behaviours. […]
January 11, 2023 from Daily Hive According to a report released by HelloSafe Canada, drivers in Alberta paid the highest annual car insurance premiums in Canada in 2023. The top four of the five cities where drives faced the highest annual car insurance premiums were Calgary ($3,182), Edmonton ($3,150), Red Deer ($2,971), and Grande […]
August 6, 20220 from Western Standard According to an article published by Blacklock’s Reporter, the number of people caught high behind the wheel is up for the fourth year in a row. StatsCanada data also showed police reported 7,690 incidents of drug-impaired driving violations in 2021. This is compared to the 7,621 incidents reported in […]
June 28, 2022 from DATAC A survey conducted in January 2022 by EKOS for Public Safety and Emergency Preparedness Canada found that 33% of Canadians who report having used cannabis in the previous year also reported having engaged in cannabis-impaired driving. 26% of Canadians who reported using cannabis at some point in their lives also […]
June 17, 2022 from Medscape Researchers at McGill University have reported that treating pain with anti-inflammatory medication may be counterproductive. By using medication like ibuprofen or aspirin to treat pain, we may be promoting pain in the long term. A paper published in Science Translational Medicine suggests that inflammation prevents acute pain from becoming chronic. […]
A method for detecting traumatic brain injury at the point of care has been developed by scientists at the University of Birmingham.
Insurers have to deal with mental illness issues just as they do physical. A mental ailment can disqualify someone from working under many insurance policies, and so insurers need to be aware of the conditions under which benefits are warranted. Likewise, they’ll need to understand when they’re not.
Insurance adjusters who deal with claims involving disability, injury, and illness, perform a difficult role. Nobody wants to deny a legitimate claim where a person is rightfully entitled to benefits while they recover and work toward returning to their occupation. But sometimes, you have to dig deep.