Insurers have to deal with mental illness issues just as they do physical. A mental ailment can disqualify someone from working under many insurance policies, and so insurers need to be aware of the conditions under which benefits are warranted. Likewise, they’ll need to understand when they’re not.
Insurance adjusters who deal with claims involving disability, injury, and illness, perform a difficult role. Nobody wants to deny a legitimate claim where a person is rightfully entitled to benefits while they recover and work toward returning to their occupation. But sometimes, you have to dig deep.
Just as physical injury or illness can prevent an employee from working a particular job that they previously excelled at, so too can psychiatric issues obstruct the normal process of working.
Medicine is a complicated field. So is the law, of course. But when you’re only an expert in the law and you’ve got a case with a strong medical angle, there is a serious risk of failure if you’re not appropriately prepared for these types of cases
Confirming the presence of pain in Somatoform Disorders is not easy. As with everything, whether a claim should be approved or denied is often going to take a close look at the person, their symptoms, and their behavior.
A lot can be involved in a WCB decision and employers need to be confident it’s been made appropriately. What happens when a decision puts you in a tough spot?
What are the common tells a disability claim may require a little more investigation? We’ve got five points disability insurers need to know to make better decisions.
When the opposing side submits an expert report, you’ll want to get a rebuttal opinion ready. Here’s what lawyers should look out for.
There are three things employers need to ask about when considering an Independent Medical Examination. Make sure you don’t miss any of these!
When an employee’s injured, the last thing you want is to drag out an expensive return to work process — but nor do you want an injured employee back too soon. What you do need are answers around their ability to work.