Insurance can feel like an afterthought when renting a car. As the last box to check off at the rental desk before hitting the road, few take the time to read the fine print on their coverage.
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It is an established principle that a driver’s automobile insurance policy will respond prior to the owner’s umbrella liability policy. This is jurisprudentially supported by the case of Benson v. Walt,  O.J. No. 947, 2018 ONCA 172, Ontario Court of Appeal, February 22, 2018.
The Ontario Divisional Court has ruled that Ontario laws cannot be used to determine whether a specific vehicle needs to be insured, when an incident happens outside Ontario.
In June 2016, the Province of Ontario significantly reduced the automobile insurance benefits available to accident victims. Despite a massive outcry from car accident lawyers and victims’ rights advocates, 58 per cent of consumers were unaware of the changes, according to a survey of 1,000 Ontarians conducted on behalf of the Insurance Brokers Association of Ontario (IBAO). Of the roughly 40 per cent of consumers who did know about the changes, under 20 per cent could describe what they entailed.
Since becoming Premier, Kathleen Wynne’s focus on the auto insurance file has been to bring down rates. The government originally set a rate reduction target of 15%. After several years, the target was quietly abandoned. The government has done a lot of tinkering with the system without providing much rate relief to Ontario drivers.
Ontario’s ill-fated effort to force auto insurance rates down 15% is having some lingering effects on one insurer.
VICTORIA – Red light cameras are being upgraded around British Columbia to help identify vehicles speeding through intersections. The provincial government says the new technology will be installed on cameras at intersections where there are a high number of speed-related crashes.
Saskatchewan motorists caught using wireless devices while driving could be hit by the province’s auto insurer with a $200 penalty; second-time offenders could lose their vehicle for a week, Saskatchewan Government Insurance warns.
Drivers in Newfoundland and Labrador pay much more for auto insurance than drivers in the rest of Atlantic Canada do, said Don Forgeron, president and CEO of the Insurance Bureau of Canada (IBC).
Car insurance deductibles can be the source of a lot of confusion, although in reality they are quite simple. When deciding on an auto insurance policy, the cost will be affected by the deductible, so it is good to know what this is
Western Medical Assessments (WMA) provides expert medical assessment services to insurance companies, lawyers (both defense and plaintiff) and employers. Our reputation as one of Canada’s most respected disability assessment companies is premised on our trusted network of thousands of clinical experts — mostly specialists — across all medical disciplines (physical and psychological). We’ve been entrusted to complete 63,000 independent medical examinations (IMEs) as our clients appreciate our medical direction, evidence-based medical opinions and complete independence from any ethical conflicts of interest.